PHASE IV Financial Plan

in detail

ForMor International started in 1996 with a simple idea - to help ALL distributors win in network marketing. The idea has become a mission, and that mission is now a reality with both part-time and full-time network marketing distributors sharing equally in this generous and extremely lucrative compensation plan. ForMor is ever expanding with innovative concepts to enhance our bonus structure.

Now, the full-time professional has an even greater opportunity to earn more money while helping the part-time distributor achieve maximum income. Each phase of the compensation structure is a synergistic blend of network marketing power. From weekly direct deposits, to the worldwide bonus pools, this guide gives you all the details about the amazing ForMor Financial Plan.

INTRODUCTION:

The power of ForMor's Financial plan becomes clear as you examine it in detail. It is divided into four phases:

Phase I - Fast Start Bonus
Phase II - Business Development
Phase III - Residual Bonus
Phase IV - Bonus Pools

As your business grows, you reap greater and greater benefit for your efforts and persistence.

You begin your journey to financial freedom with ForMor as a Qualified Executive Distributor. As you help others start their journey, you move up the ladder. The greater the number of people you help to discover true freedom, the greater your level of achievement will be. Starting with Ruby, then to Emerald, then Diamond and Double Diamond. Platinum Diamond is the highest level of achievement. As your level of achievement increases, so too will your participation in each phase of the financial plan.

The ForMor Financial Plan is designed for everyone. Newcomers to network marketing, part-time business builders and full-time professionals can generate cash-flow quickly. Each phase works together to create more and more INCOME for you and your team.

FAST START PACKS

Sponsoring new distributors to your team is the essential first step to building your team. New distributors can begin with a Fast Start Pack. There are several to chose from and each pack contains valuable inventory of products at substantial savings plus a FREE distributor kit.

Throughout this guide an individual who joins with a Fast Start Pack will be represented by the following symbol:

The Fast Start Packs have no BV assigned to them, however, the volume from the Packs sold in your organization along with Total BV count toward your Team Volume which we will cover below.

BONUS VOLUME OR BV

All ForMor products are assigned a Bonus Volume or BV value. Commissions are paid based on the amount of Bonus Volume (BV) you and your team generate each month. The foundation of the Financial Plan is based upon each individual distributor in North America selling or consuming 114 BV (100 BV International) of product every month.114 BV (100 BV International) is your only requirement in order to qualify for full commissions on Phase III of the Financial Plan. As we cover various phases of the plan, you will find that the more BV you and your organization are able to accrue, the more INCOME you will earn as a distributor.

NOTE: Some ForMor products, such as our marketing materials, do not have BV assigned to them.

TEAM BV

The Team BV is the cumulative total Bonus Volume in your entire organization, including personal volume above and beyond your qualifying 114 BV (100 BV International).

TEAM VOLUME

Team Volume is the cumulative total of Bonus Volume AND Fast Start Pack volume in your entire organization, including personal volume above and beyond your qualifying 114 BV (100 BV International).

NOTE: It is important to familiarize yourself with the differences in these two terms. In the Financial Plan, some of the qualifiers are based upon Team BV or Team Volume.

AUTOSHIP

The next step after becoming a distributor is selecting an Autoship package. While participation in the Autoship program is optional, it is essential for people seriously building a business with ForMor International. Besides the convenience of having your qualifying order shipped to you automatically every month, advanced internet functions and reduced shipping costs, Autoship is an integral part of the Financial Plan. We will cover the details a little later, but for now keep in mind that in order to take full advantage of the opportunities the Financial Plan offers, you and your team will want to participate in the Autoship program.

NOTE: Even though the Fast Start Pack has no BV, any distributor who joins with a Basic pack or higher is considered a Qualified Executive Distributor that month just as if they had qualified with 114 BV (100 BV International).

RANK LEVEL QUALIFICATIONS

There are six basic rank levels in the ForMor Financial Plan. You begin as an Executive Distributor. As you sponsor more people into your organization you will rise to Ruby, Emerald, Diamond, Double Diamond and ultimately Platinum Diamond. Your rank level qualification dictates the phases of the Financial Plan in which you participate. Throughout these pages we will refer to these rank levels frequently in words and pictures, therefore, we will establish the definition of each level and a legend of corresponding icons below.

Qualified Executive Distributor

A distributor who joins with a Basic Fast Start Pack or higher and has met their 114 BV (100 International) requirements for the current month. This distributor is qualified to receive full commissions in Phases I and III.

Ruby Executive

A Qualified Executive Distributor who has two (2) Qualified Executive Distributors on their first level.

Emerald Executive

A Qualified Executive Distributor who has four (4) Qualified Executive Distributors on their first level and a Total Team Volume of 1,500*. This distributor is qualified to receive full commissions in Phase I and is also eligible to participate in Phase II and Phase III when the qualifications have been met.

Diamond Executive

A Qualified Executive Distributor who has six (6) Qualified Executive Distributors on their first level and a Total Team Volume of 7,500*. This distributor is qualified to receive full commissions in Phase I and is also eligible to participate in Phase II, Phase III and Phase IV when the qualifications have been met.

Double Diamond Executive

A Qualified Executive Distributor who has six (6) Qualified Executive Distributors on their first level, has at least two (2) legs with at least one (1) Diamond each (both within the first three levels) and a Total Team Volume of 50,000*. This distributor is qualified to receive full commissions in Phase I, and is eligible to participate in Phase II, Phase III and Phase IV when the qualifications have been met.

Platinum Diamond Executive

A Qualified Executive Distributor who has six (6) Qualified Executive Distributors on their first level, has at least two (2) legs with at least one (1) Double Diamond each (both within the first three levels) OR four (4) Diamonds in at least three (3) different legs (also within the first three levels) and a Total Team Volume of 100,000*. This distributor is qualified to receive full commissions in Phase I, and is eligible to participate in Phase II, Phase III and Phase IV when the qualifications have been met.

* No more than 70% volume can come from any single leg.

Return to top of our page

The following diagrams are some examples of what each Rank Level Qualifier’s organization may look like. Keep in mind that these are hypothetical examples and there are certainly many variations that would still be valid. For example, any combination of elements that gives a distributor 4 first-level Qualified Executive Distributors and a cumulative Team Volume of at least 1,500 would qualify him or her at the Emerald level.

Qualifying as a Ruby simply requires that you have two Qualified Executives on your first level. These could also be Fast Start Packs.

Qualifying as an Emerald requires that you have four Qualified Executives on your first level and at least 1,500 in Team Volume.

In the example below, we examine one possible configuration of a Diamond’s organization. There are 5 - Qualified Executives and 1 Elite Fast Start Pack on the first level (for a total of six Qualified Executives). This Diamond has a Team Volume of 8,141 (14 Qualified Executives and 11 Elite Fast Start Packs in the entire organization).

PRODUCT DISCOUNT

The Product Discount is designed to create a higher level of retail profitability for the distributor. The discount is calculated based on monthly product sales.

*100BV and 200BV for International Distributors

FAST START BONUS

Phase I is designed to quickly infuse cash into the hands of anyone who is sponsoring new distributors into the business. When you sell any Fast Start Pack, you receive up to a $200 Fast Start Bonus.The Fast Start Bonus is paid weekly to Autoship distributors who are on Direct Deposit in North America!

New Business Development

Phase II compensates leaders of a growing team. You can qualify to earn up to $80 on every Fast Start Pack that is sold by your team, regardless of where they are in your organization.One of the other tremendous features of Phase II is that it is paid weekly to those who are in the North American Autoship program and have selected to have their bonus checks direct deposited.

This example shows how the Phase II Bonus is paid when an Emerald, Diamond, Double Diamond and Platinum Diamond, respectively are in the upline. In this example, each rank level would qualify for a $20 Business Development Bonus.

This example shows how the Phase II Bonus is paid when a Diamond, then Emerald and then a Platinum Diamond, respectively are in the upline. In this example, the Diamond would qualify for a $40 Bonus and the Platinum Diamond would also qualify for a $40 Bonus

This example shows how the Phase II Bonus is paid when a Platinum Diamond only is in the upline. The Platinum Diamond would qualify for an $80 Business Development Bonus.

This example shows how the Phase II Bonus is paid when an Emerald and a Platinum Diamond, are in the upline. The Emerald would qualify for $20 and the Platinum Diamond would qualify for a $60 bonus.

This example shows how the Phase II Bonus is paid when an Emerald, Double Diamond and Platinum Diamond, respectively are in the upline. The Emerald qualifies for a $20 bonus, the Double Diamond qualifies for a $40 bonus and the Platinum Diamond qualifies for a $20 bonus.

RESIDUAL BONUS INCOME

All Qualified Executive Distributors participate in Phase III of the Financial Plan. This phase alone has extremely powerful money making potential. You earn an amazing 60% bonus from your first two levels! You can earn up to 10% on your third level through infinity! Here is how it works:

SHARED INFINITY BONUS

The Infinity Bonus Program begins on the third level. Depending on your Rank Level, you earn:

Ruby 3%
Emerald 6%
Diamond 10%

Beginning on the fourth level, it becomes a Shared Infinity Bonus. See the illustration below.

LEADERSHIP GENERATIONAL BONUS

As you develop Diamonds in your organization, you can qualify for the Diamond Generational Bonus. This pays very deep into the organization, creating powerful residual bonuses to reward leaders.The Leadership Generational Bonus pays 3% on EVERY level through four generations of Diamonds. The first generation begins on the third level of the first Diamond in each leg of your organization. The Bonus continues to the third level of the fifth Diamond in each leg.

DIAMOND ELITE POOLS

Phase IV includes three Diamond Elite Pools. The purpose of these pools is to reward our distributor partners for their help in building the company. It is also designed to reward and encourage teamwork.

• All pool bonuses are paid monthly.
• Volume qualifications are based on residual BV only.
• All qualifiers receive an equal share of the pool
• No more than 70% of qualifying volume from one leg.

DIAMOND ELITE POOL

2% Based On World-Wide Company Bonus Volume (BV)
Qualifier: Be a Diamond Executive with 10,000 Team BV

DOUBLE DIAMOND ELITE POOL

2% Based On World-Wide Company Bonus Volume (BV)
Qualifier: Be a Double Diamond Executive with 75,000 Team BV

PLATINUM DIAMOND ELITE POOL

2% Based On World-Wide Company Bonus Volume (BV)
Qualifier: Be a Platinum Diamond Executive with 150,000 Team BV

† Pools are based on company volume being over 1,000,000 BV

Return to top of our page

INTERNATIONAL FINANCIAL PLAN

ForMor International has created a modified Financial Plan that empowers our international business partners to take full advantage of our opportunity.

Qualified Consumer

-A Distributor with at least 25BV Personal Volume for the current month.

Qualified Junior Executive

-A Distributor with at least 50BV Personal Volume for the current month.

Qualified Executive

-A Distributor with at least 100BV Personal Volume for the current month.

Ruby Executive

-A Qualified Executive with at least 200BV* on their first level.

Emerald Executive

-A Qualified Executive with at least 400BV* on their first level and Team Volume of at least 1,500** in a calendar month.

Diamond Executive

-A Qualified Executive with at least 600BV* on their first level and Team Volume of at least 7,500** in a calendar month.

Double Diamond and Platinum Diamond

-Same as North American Plan
*No more than 100BV counts from any one person.
**At least 30% of the qualifying volume must come outside of a single leg

Phase I and Phase II

-Same as North American Plan

Phase III

Phase IV

-Same as North American Plan

NOTE: Financial Plan may vary in certain countries or regions

If you have any questions about the ForMor Financial plan, ask your sponsor to explain the details further, or call the ForMor Department of Success. VP of Marketing Dennis Huff or National Marketing Director Todd Bates would be happy to answer any questions you may have and help you get started with your own ForMor business!